Exceptional Plan

The Exceptional Plan offers maximum interest, maximum liquidity and valuable benefits.  Just open an Exceptional Checking account and maintain a minimum combined balance of $10,000 in Central Pacific Bank deposit and loan accounts (see qualifying accounts below).

Your Qualifying Accounts

Link any number of the following deposit or loan accounts to qualify for your Exceptional Plan:

Exceptional Checking Exceptional Savings Personal Checking Personal Savings Insured Money Market Account Certificates of Deposit Roth/Traditional IRAs

Check-A-Loan overdraft protection Installment Loans (excluding Home Equity Loan) Home Equity Line of Credit Personal Lines of Credit Sweep Overdraft Line of Credit

Maximum Interest + Maximum Liquidity

With an Exceptional Plan, you can maximize your interest with a tiered interest-paying Exceptional Checking account, tiered interest-paying Exceptional Savings account, and “sweep” option from the checking to the savings account. You also have the convenience and liquidity of a checking account.

Monthly Summary of Accounts

You can easily review your financial situation with a monthly combined balance summary that lists all your accounts that are linked to your Exceptional Plan and the current balance in each.

Exceptional Checking

This premier checking account offers maximum interest, maximum savings, and maximum benefits.

• Tiered interest pays higher rates on higher balance levels
• Sweep to Exceptional Savings to maximize earnings
• No monthly service fee with a minimum $10,000 combined monthly balance in qualifying Central Pacific Bank deposit and loan accounts
• Use any ATM nationwide. We’ll reimburse you up to $3 per transaction for any ATM surcharge fees incurred on your account.
• Free personal checks of your choice (up to $20 per order)
• Free Online Banking and internet bill payment
• Free Visa® CheckCard
• Free Official Checks and traveler’s checks
• Free Notary Services
• Free INFOLINE Telephone Access
• Monthly statement with Check Imaging
• Up to $40 discount on safe deposit box rental
• 0.25% bonus on new posted non-promotional 6- and 12-month CDs and IRAs
• Up to 0.75% off selected new consumer loans
• Identity Theft Protection
• Payment Card Protection
• $100,000 Common Carrier Accidental Death Insurance
• Emergency Travel Assistance Services
• Dining Savings
• Shopping and Services Discounts
• Travel and Entertainment Discounts
  

Exceptional Extras

Receive all the benefits of Exceptional Checking, plus these Exceptional Extras, for only a $4.00 monthly membership fee.

• $10,000 Motor Vehicle Accidental Death Insurance
• Pharmacy Savings Program
• Vision Savings Program
• Hearing Savings Program