Loans

Residential Mortgage Loans

Whether you’re thinking about buying a new home, remodeling, building or simply trying to determine whether or not refinancing is right for you, Central Pacific Homeloans, Inc., our wholly-owned residential mortgage subsidiary, can help. Their mortgage specialists will explain the various loan options available and help determine which option may best meet your goals and objectives. For more information, click here.

Home Equity Line of Credit

A Central Pacific Bank Home Equity Line is the smart way to unlock the equity in your home and use it for what's important - everything from home remodeling and college tuition to bill consolidation, to purchase your leased fee interest or a family vacation. And because the credit line is backed by the equity in your home, rates are much lower than other types of loans. 

Personal Line of Credit

Get the access to money when you need it! With a Personal Line of Credit, you have the flexibility and control over your borrowing power. It’s a revolving line of credit, so you draw down the line as you need it and as you make your payments, your credit line is restored. Minimum credit line is $10,000.

Personal Loans

For your short-term borrowing needs, we offer some of the most competitive rates and terms around town. What’s more, your balances are eligible to count towards an Exceptional Plan, providing you with additional benefits and valuable discounts.

Auto Loans

Let Central Pacific Bank put you behind the wheel. Whether you're looking for a new or used vehicle, we can help you with your financing. Choose from two convenient payment methods:

1. Automatic Payment from a Central Pacific Bank checking or savings account - you'll even save 0.125% off the interest rate (Not applicable to dealer loans.)
2. Coupon Book.